Blog
The map of your money
Simple, ready-to-use articles on budgeting, debt, saving and financial freedom.

The forgotten $2.1 trillion: a quiet loss in retirement accounts
A quarter of US 401(k) assets sits in forgotten accounts, while two-thirds of workers don't capture the full employer match.

Types of investments: how does each one make money?
A plain-language overview of how the main investment types, from stocks and bonds to funds and commodities, generate returns and what risks they carry.

Japan's 1989 bubble: the crash that ate an economy
Fueled by cheap credit and land collateral, Japan's bubble left decades of stagnation after it burst.

Credit cards and car loans eat a third of income
Credit card balances, underwater cars and ever-longer auto loans are growing the debt burden.

The biggest mistake is still not paying yourself first
Lasting lessons on automatic saving, lump-sum spending in retirement and common money mistakes.

First-time home buyers in the US now 40
The median age of first-time US home buyers hit a record 40; higher rates raised the monthly payment on the same home by 62%.

Who really profits from "live for today"?
When distrust of the future, the experience economy and credit cards meet, a 200-dollar monthly choice becomes a big gap over 20 years.

Why is the first $100,000 the hardest?
The first stage of building wealth relies almost entirely on saving; after $100,000, compound growth starts carrying part of the load.

Where Is the Legal Line in Viral Tax Hacks?
The line between tax avoidance and tax evasion in popular hacks like vehicles, home offices, kids on payroll and working vacations.