https://spendatlas.app/en/blogArticles on budgeting, debt, saving and financial freedom.enhttps://spendatlas.app/en/blog/yatirim-turleri-hangisi-nasil-para-kazandirir-2026-10-30/https://spendatlas.app/en/blog/yatirim-turleri-hangisi-nasil-para-kazandirir-2026-10-30/Fri, 30 Oct 2026 06:55:00 GMTA plain-language overview of how the main investment types, from stocks and bonds to funds and commodities, generate returns and what risks they carry.https://spendatlas.app/en/blog/japonyanin-1989-balonu-ve-kayip-on-yillar-2026-10-29/https://spendatlas.app/en/blog/japonyanin-1989-balonu-ve-kayip-on-yillar-2026-10-29/Thu, 29 Oct 2026 20:00:00 GMTFueled by cheap credit and land collateral, Japan's bubble left decades of stagnation after it burst.https://spendatlas.app/en/blog/kredi-karti-ve-araba-borcu-gelirin-ucte-biri-2026-10-29/https://spendatlas.app/en/blog/kredi-karti-ve-araba-borcu-gelirin-ucte-biri-2026-10-29/Thu, 29 Oct 2026 19:30:00 GMTCredit card balances, underwater cars and ever-longer auto loans are growing the debt burden.https://spendatlas.app/en/blog/en-buyuk-hata-hala-once-kendine-odememek-2026-10-29/https://spendatlas.app/en/blog/en-buyuk-hata-hala-once-kendine-odememek-2026-10-29/Thu, 29 Oct 2026 19:00:00 GMTLasting lessons on automatic saving, lump-sum spending in retirement and common money mistakes.https://spendatlas.app/en/blog/abdde-ilk-ev-alma-yasi-40a-cikti-2026-10-28/https://spendatlas.app/en/blog/abdde-ilk-ev-alma-yasi-40a-cikti-2026-10-28/Wed, 28 Oct 2026 19:15:00 GMTThe median age of first-time US home buyers hit a record 40; higher rates raised the monthly payment on the same home by 62%.https://spendatlas.app/en/blog/bugunu-yasa-ekonomisi-ve-kredi-karti-2026-10-28/https://spendatlas.app/en/blog/bugunu-yasa-ekonomisi-ve-kredi-karti-2026-10-28/Wed, 28 Oct 2026 18:15:00 GMTWhen distrust of the future, the experience economy and credit cards meet, a 200-dollar monthly choice becomes a big gap over 20 years.https://spendatlas.app/en/blog/ilk-100-bin-dolar-neden-en-zoru-2026-10-28/https://spendatlas.app/en/blog/ilk-100-bin-dolar-neden-en-zoru-2026-10-28/Wed, 28 Oct 2026 06:50:00 GMTThe first stage of building wealth relies almost entirely on saving; after $100,000, compound growth starts carrying part of the load.https://spendatlas.app/en/blog/vergi-taktiklerinde-yasal-cizgi-nerede-2026-10-27/https://spendatlas.app/en/blog/vergi-taktiklerinde-yasal-cizgi-nerede-2026-10-27/Tue, 27 Oct 2026 18:15:00 GMTThe line between tax avoidance and tax evasion in popular hacks like vehicles, home offices, kids on payroll and working vacations.https://spendatlas.app/en/blog/piyasayi-yenmek-yerine-piyasa-olmak-2026-10-26/https://spendatlas.app/en/blog/piyasayi-yenmek-yerine-piyasa-olmak-2026-10-26/Mon, 26 Oct 2026 18:46:00 GMTSimple investing, the comparison trap and the pros and cons of a low first-home down payment.https://spendatlas.app/en/blog/servet-icin-bilinmesi-gereken-bes-rakam-2026-10-25/https://spendatlas.app/en/blog/servet-icin-bilinmesi-gereken-bes-rakam-2026-10-25/Sun, 25 Oct 2026 19:20:00 GMTIncome, expenses, margin, savings rate and net worth show where financial progress really stands.https://spendatlas.app/en/blog/her-gelir-seviyesinde-yatirima-baslamak-2026-10-25/https://spendatlas.app/en/blog/her-gelir-seviyesinde-yatirima-baslamak-2026-10-25/Sun, 25 Oct 2026 06:15:00 GMTAs income grows, investing priorities shift from skills to asset allocation, tax and fund fees.https://spendatlas.app/en/blog/piyasa-dususlerinde-en-pahali-hata-2026-10-24/https://spendatlas.app/en/blog/piyasa-dususlerinde-en-pahali-hata-2026-10-24/Sat, 24 Oct 2026 18:50:00 GMTPanicking out in downturns and missing the recovery years sharply shrinks long-term savings; regular buying takes emotion out of the equation.https://spendatlas.app/en/blog/kara-pazartesi-1987-korumanin-tersine-dondugu-gun-2026-10-24/https://spendatlas.app/en/blog/kara-pazartesi-1987-korumanin-tersine-dondugu-gun-2026-10-24/Sat, 24 Oct 2026 06:50:00 GMTIn the 1987 crash, portfolio insurance and margin calls amplified the selling, while Fed liquidity support kept the crisis from spreading to the economy.https://spendatlas.app/en/blog/guvenli-yatirimin-gizli-riski-2026-10-23/https://spendatlas.app/en/blog/guvenli-yatirimin-gizli-riski-2026-10-23/Fri, 23 Oct 2026 18:17:00 GMTThe difference between risk tolerance and risk capacity, and how a portfolio is rebalanced with age.https://spendatlas.app/en/blog/piyasa-notu-2026-10-23/https://spendatlas.app/en/blog/piyasa-notu-2026-10-23/Fri, 23 Oct 2026 00:00:00 GMTOil tops $110 and cracks deepen in US housing, but crowded bearish bets keep the chance of a short-term rebound alive.https://spendatlas.app/en/blog/50-30-20-butce-kurali/https://spendatlas.app/en/blog/50-30-20-butce-kurali/Thu, 22 Oct 2026 00:00:00 GMTHow to apply the 50/30/20 rule, which splits your income into needs, wants and savings, with a worked example and tips for when the ratios do not fit.https://spendatlas.app/en/blog/kredi-karti-asgari-odeme/https://spendatlas.app/en/blog/kredi-karti-asgari-odeme/Tue, 20 Oct 2026 00:00:00 GMTWhy does paying only the minimum on a credit card drag debt out? How to pay it off with a plan using the avalanche and snowball methods.https://spendatlas.app/en/blog/finansal-ozgurluk-nedir/https://spendatlas.app/en/blog/finansal-ozgurluk-nedir/Sun, 18 Oct 2026 00:00:00 GMTHow much do you need to save for financial freedom? The 4% rule and the Coast FI, Lean FI, FI and Fat FI stops, explained in plain language.